Our Great Benefits

The Credit Union Difference

Our work culture is one that encourages and supports work and life balance. To ensure that you can achieve that balance, we have a benefits package that honors all aspects of your work and personal life including:

Health and Well-Being

Fortera Credit Union places a high priority on the health and well-being of our employees and their families. We believe it's important to provide income protection to our employees and their families and have created a menu of benefits to do just that, including:

Health Insurance - A comprehensive HRA medical and prescription coverage plan provided by Blue Cross Blue Shield of Tennessee with shared premium costs with our employees.

Dental Insurance - Premium costs are shared by the Credit Union with the employee

Vision Insurance - Premium costs are shared by the Credit Union with the employee.

Life Insurance - At no charge to the employee, your coverage amount is based on salary and package level.

Long Term Disability - Income protection comes with our long-term disability plan.

Voluntary Life Insurance - Additional life insurance coverage available for employee and dependents. Premium costs are paid by the employee.

Retirement Plan

Your financial security is important to the Credit Union so we maintain a 401(k) plan for eligible employees. In the plan, employees may make pre-tax contributions and the Credit Union will match employee contributions up to 6%. Employees are vested immediately.


New Year's Day

Martin Luther King Day*

President's Day*

Memorial Day*

Independence Day*

Labor Day*

Columbus Day*

Veteran's Day*

Thanksgiving Day

Christmas Day

*Walmart Supercenter Branch is open on these holidays from 9:00 a.m. - 1:00 p.m.

Paid Time Off

Fortera Credit Union provides a generous amount of paid time off for employees. The number of hours accrued each period increases with years of employment.

Employee Discounts

Mortgage Loans - After one full year of employment, the customary origination fee of 1% is waived for full-time employees who are eligible.

Consumer Loans - A 1% reduction on the stated interest rate for consumer loans, except those secured by shares or by real property, is offered to full-time employees after completion of the initial training period. We will also provide a 2% reduction on the stated rate of interest for unsecured consumer loans, except lines of credit, single payment loans and credit cards.

Credit Union Services - Many credit union services are provided at no cost or at a reduced charge to our employees.

Professional Image Plan Loan - To assist employees in presenting an appropriate business and professional image to our members, the Credit Union provides an interest-free revolving loan to employees who have completed their initial training period and are eligible within the guidelines. You may buy clothes, cosmetics, and prescription eye wear for work and repay the amount in small monthly payments at no interest.

Computer Loan - To further their professional development and enhance their technological skills, there is a program to assist employees in purchasing home computer systems, which is repaid in small monthly payments at no interest.

Other Benefits

Career Advancement and Educational Opportunities - We promote from within whenever possible and we encourage our employees to take advantage of the career development opportunities that are available through staff development programs and formal education. We have professional development opportunities, a generous educational assistance program, conference and meeting allowances, and civic/professional member ship dues policies.

Civic & Community Involvement - All employees are encouraged to participate in community activities and professional organizations. Fortera Credit Union employees participate in Relay for Life, Children's Miracle Network, Clarksville's Rivers & Spires Festival, United Way Days of Caring, Week of the Eagles, American Heart Association, Hopkinsville Salutes Fort Campbell, Little River Days, Western Kentucky Women's Show and many others.

Employee Recognition - The Credit Union hosts employee recognition events and has a number of recognition programs. We celebrate our successes and reward for performance at Fortera Credit Union.

Communications - Communicating with our members and employees is very important at Fortera Credit Union. Employees have access to our intranet, internet, Employee and Member Newsletters, and bulletin boards. Regular "All Staff" communication meetings are led by our President/CEO to update employees on the state of the credit union so that you know how our business is doing and how you contribute to our success and member satisfaction.